- Lawns, plants, trees and shrubs.
 
- The value of the land.
 
- Structures used for business or rented out to other people.
 
- Underground structures such as pipes, cables and drains.
 
- Awnings and satellite dishes.
 
- Coin and stamp collections.
 
- Loss of market value to your house due to the earthquake.
 
- Animals, birds and fish.
 
- Motor vehicles and boats/watercraft.
 
- Things outside such as playground equipment, gazebos and equipment sheds.
 
- Property that wasn’t maintained in good or working condition.
 
- Property that didn’t belong to you.